Discuss with your insurance adviser or insurer any security features that you believe may entitle you to a premium reduction. These would normally be in addition to the minimum protection requirements required by an insurer. They may differ from region to region.
Some of the things that might affect your premium are:
- Your age
- Whether or not your home is protected by security gates and/or a monitored linked alarm
- Whether or not you store certain items of value in a safety deposit box
- Whether or not you are living in a secured living environment
- Whether or not you are the only driver of your vehicle, and if not, how many drivers there are
- What you use the vehicle for, i.e. private or business purposes
- Whether or not your vehicle has an insurance approved tracking device
- Whether or not you have proof of no claims from your previous insurer
- Your claims history
- Voluntary excesses